The new integration allows XRP users to access DeFi yield opportunities without needing a separate chain, wallet, or gas token.
Flare has introduced another initiative aimed at expanding XRPFi accessibility for XRP holders through a partnership with D’CENT Wallet.
The collaboration gives users direct access to institutional grade yield vaults from within the D’CENT Wallet ecosystem.
According to a press release shared with CryptoPotato, the partnership forms part of a broader collaboration called the XRP Alliance, which also includes platforms such as Doppler, Banxa, and Squid.
The alliance is focused on accelerating the growth and adoption of XRPFi services.
D’CENT Wallet Adds Native XRPFi Access
The integration allows XRP holders to interact with yield vaults directly through their hardware wallets without the need for an additional blockchain, separate wallet setup, or dedicated gas token.
Users can access the system using two signatures on the XRP Ledger, powered by Flare Smart Accounts technology.
The available vaults include the Monarq XRP Yield Vault, known as MXRPY, and earnXRP, both curated by on chain strategy provider Clearstar.
Monarq launched MXRPY last week in partnership with Flare and Upshift. The vault combines both on chain and off chain yield generation strategies.
D’CENT users can now access these yield products directly through the wallet platform.
As a hardware wallet provider, D’CENT reportedly serves more than 720,000 users across the United States, United Kingdom, Canada, Japan, and South Korea, securing billions of dollars worth of XRP holdings.
The integration makes D’CENT one of the first hardware wallet providers to offer a direct and native route from XRP custody into decentralized finance yield products.
Non Custodial Process With No Middlemen
Within the XRP Alliance ecosystem, Flare acts as the programmable infrastructure layer for XRPFi applications.
Flare Smart Accounts convert XRP Ledger signatures into minted FXRP, which is then deposited into selected vaults through a single transaction flow.
FXRP serves as Flare’s tokenized representation of XRP.
When users initiate a deposit from D’CENT Wallet, each XRP Ledger transaction contains encoded instructions within its memo field. The Flare Data Connector then verifies and relays proof of the transaction to the Smart Account infrastructure.
The process requires two XRP Ledger signatures from the D’CENT device.
The first signature reserves collateral on Flare and specifies the target vault, while the second transfers XRP into the Core Vault on the XRP Ledger.
That second authorization also activates the minting of FXRP and automatically deposits the assets into the selected vault.
The entire process remains fully non custodial, meaning users maintain control of their assets throughout the transaction without relying on intermediaries.
Hugo Philion highlighted the importance of the integration, noting that D’CENT is among the most widely used hardware wallets in Asia, especially in South Korea.
According to Philion, XRP holders have traditionally prioritized security, while earning yield often required moving assets away from trusted custody solutions. He said the partnership now allows users to generate returns on XRP directly from the wallet devices they already rely on, describing the development as a major step toward production grade XRPFi infrastructure.#crypto#cryptonews https://coinsignals.net https://t.me/coinsignalpublic
