{"id":4155,"date":"2026-06-23T22:10:34","date_gmt":"2026-06-23T22:10:34","guid":{"rendered":"https:\/\/blog.coinsignals.net\/?p=4155"},"modified":"2026-06-23T22:10:34","modified_gmt":"2026-06-23T22:10:34","slug":"us-senate-passes-housing-bill-that-temporarily-blocks-cbdc-development","status":"publish","type":"post","link":"https:\/\/blog.coinsignals.net\/index.php\/2026\/06\/23\/us-senate-passes-housing-bill-that-temporarily-blocks-cbdc-development\/","title":{"rendered":"US Senate Passes Housing Bill That Temporarily Blocks CBDC Development"},"content":{"rendered":"\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"738\" height=\"415\" data-id=\"4156\" src=\"https:\/\/blog.coinsignals.net\/wp-content\/uploads\/2026\/06\/IMG_3893.jpeg\" alt=\"\" class=\"wp-image-4156\" srcset=\"https:\/\/blog.coinsignals.net\/wp-content\/uploads\/2026\/06\/IMG_3893.jpeg 738w, https:\/\/blog.coinsignals.net\/wp-content\/uploads\/2026\/06\/IMG_3893-300x169.jpeg 300w, https:\/\/blog.coinsignals.net\/wp-content\/uploads\/2026\/06\/IMG_3893-520x292.jpeg 520w, https:\/\/blog.coinsignals.net\/wp-content\/uploads\/2026\/06\/IMG_3893-610x343.jpeg 610w\" sizes=\"auto, (max-width: 738px) 100vw, 738px\" \/><\/figure>\n<\/figure>\n\n\n\n<p>The United States Senate has approved a major bipartisan housing bill that includes a provision preventing the Federal Reserve from issuing a US central bank digital currency until 2030.<\/p>\n\n\n\n<p>The bill passed with strong bipartisan support in an 85 to 5 vote and now moves to the House, where lawmakers are expected to push it forward quickly.<\/p>\n\n\n\n<p><strong>CBDC Restriction Included in Housing Legislation<\/strong><\/p>\n\n\n\n<p>The housing bill is primarily focused on improving housing affordability and reducing market pressure from large corporate buyers. However, one of its most notable provisions places a temporary block on the Federal Reserve\u2019s ability to launch a US central bank digital currency.<\/p>\n\n\n\n<p>The anti CBDC clause has become one of the most significant crypto related policy developments in recent months.<\/p>\n\n\n\n<p>This measure follows months of legislative negotiations. The Senate first added the CBDC restriction in March, and the House later approved the amended version in May.<\/p>\n\n\n\n<p>Donald Trump had already signed an executive order in January 2025 preventing his administration from pursuing a CBDC, citing concerns over financial stability and personal privacy. However, because executive orders only apply during a president\u2019s term, congressional allies pushed to formalize the restriction through legislation.<\/p>\n\n\n\n<p>House Financial Services Committee Chairman French Hill said he expects the House to move swiftly to send the bill to President Trump\u2019s desk.<\/p>\n\n\n\n<p>Tim Scott described the bill as a major step toward delivering meaningful relief to Americans, while Elizabeth Warren called it the most significant housing legislation in more than three decades.<\/p>\n\n\n\n<p><strong>Focus Shifts to Crypto Regulation<\/strong><\/p>\n\n\n\n<p>Attention is also turning toward the upcoming debate around the CLARITY Act, another major piece of legislation tied to digital asset regulation.<\/p>\n\n\n\n<p>The House Financial Services Committee has scheduled a hearing in New York on July 17 to examine how the bill could shape financial innovation and the broader digital asset sector.<\/p>\n\n\n\n<p>Cynthia Lummis has remained one of the strongest advocates for clearer crypto regulation. She has repeatedly argued that regulatory uncertainty is pushing blockchain developers and innovation outside the United States.<\/p>\n\n\n\n<p><strong>Regulatory Pressure Continues<\/strong><\/p>\n\n\n\n<p>The push for clearer rules comes as legal pressure on parts of the crypto industry continues to grow.<\/p>\n\n\n\n<p>One high profile case involves Roman Storm, a developer associated with Tornado Cash. He was found guilty of knowingly transmitting more than $1 billion in criminal proceeds.<\/p>\n\n\n\n<p>The United States Department of Justice is also seeking a retrial after the jury failed to reach a verdict on separate money laundering and sanctions related charges.<\/p>\n\n\n\n<p>The latest developments highlight how crypto policy in the United States is increasingly being shaped through both legislation and courtroom battles.#crypto#cryptonews <a href=\"https:\/\/coinsignals.net\">https:\/\/coinsignals.net<\/a> <a href=\"https:\/\/t.me\/coinsignalpublic\">https:\/\/t.me\/coinsignalpublic<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The United States Senate has approved a major bipartisan housing bill that includes a provision preventing the Federal Reserve from issuing a US central bank digital&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4155","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/blog.coinsignals.net\/index.php\/wp-json\/wp\/v2\/posts\/4155","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.coinsignals.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.coinsignals.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.coinsignals.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.coinsignals.net\/index.php\/wp-json\/wp\/v2\/comments?post=4155"}],"version-history":[{"count":1,"href":"https:\/\/blog.coinsignals.net\/index.php\/wp-json\/wp\/v2\/posts\/4155\/revisions"}],"predecessor-version":[{"id":4157,"href":"https:\/\/blog.coinsignals.net\/index.php\/wp-json\/wp\/v2\/posts\/4155\/revisions\/4157"}],"wp:attachment":[{"href":"https:\/\/blog.coinsignals.net\/index.php\/wp-json\/wp\/v2\/media?parent=4155"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.coinsignals.net\/index.php\/wp-json\/wp\/v2\/categories?post=4155"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.coinsignals.net\/index.php\/wp-json\/wp\/v2\/tags?post=4155"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}